443 HARBOR SPRINGS DRIVE
Palm Harbor, FL, 34683 $ 420,000
Bedrooms3 Baths2.1 Sq 1,840 Monthly Estimate*
$ 2,620
for $420,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,840 square foot townhouse was built in 2017 on a lot size of 0.06.
One or more photo(s) has been virtually staged. Welcome to 433 Harbor Springs Drive, where modern elegance meets tranquil living in the heart of Palm Harbor’s coveted Harbor Springs community. This exquisitely updated 3-bedroom, 2 1/2-bath townhouse offers a seamless blend of luxury and comfort, perfect for those who appreciate the finer things in life. As you enter, you’ll be captivated by the expansive living room, crown molding, Luxury Vinyl Plank floors, 5" baseboards - where soaring ceilings and an abundance of natural light create an inviting, airy atmosphere. The heart of the home, the eat-in kitchen, is a chef’s paradise—boasting 42" cabinets, gleaming quartz countertops, top-tier stainless steel appliances, and a spacious walk-in pantry. Whether you’re preparing a quick breakfast or hosting a dinner party, this kitchen caters to your every need with style and functionality. Step through the sliding glass doors onto the oversized, paved, screened patio, your personal oasis surrounded by lush landscaping. Privacy prevails. This park-like setting is the ideal backdrop for morning coffee, evening relaxation, or entertaining guests under the Florida skies. The thoughtfully designed first floor includes a convenient half bath, perfect for guests. Upstairs, the primary bedroom offers a private sanctuary with an en-suite bathroom, creating a retreat where you can unwind after a long day. Two additional bedrooms are generously sized, sharing a well-appointed full bath. The laundry closet is strategically located on the second floor, adding a touch of practicality to your daily routine. The two-car garage provides ample space for your vehicles and additional storage. The property updates include a brand new Water Softener installed in the Fall of 2023. The Garage is equipped with an outdoor keypad and Wi-Fi connectivity for remote access. The brand-new garage door spring was installed in the Spring of 2025. Additionally, the HVAC System was upgraded with a UV light ($2,000 upgrade). A Wi-Fi-enabled thermostat allows remote control of the system. The brand new condenser coil for the unit was installed in the Summer of 2024. As part of the Harbor Ridge community, you’ll enjoy access to a sparkling pool just a short walk away, perfect for cooling off on warm Florida days. The HOA includes internet and TV ($100 package). Beyond the community, the location is unbeatable—just moments from the pristine Gulf beaches, the scenic Pinellas Trail, and a variety of fine dining, shopping, and entertainment options.
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FeaturesInteriorInterior Amenities crown molding high ceilings kitchen/family room combo open floorplan primarybedroom upstairs solid wood cabinets split bedroom tray ceiling(s) walk-in closet(s)
Flooring carpet laminate tile
Total Stories 2
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 1
Laundry Features laundry closet upper level
Total Bedrooms 3
Total Baths 3
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GeneralSewer public sewer
Heating central
Cooling central air
Utilities street lights
Possession close of escrow
Roof shingle
Appliances dishwasher dryer range refrigerator washer
HOA Fee 562
Garage Spaces 2
Association Fee Includes cable tv community pool internet maintenance grounds
Construction Materials block
Pets Allowed yes
Year Built 2017
Levels two
Property Subtype townhouse
Tax Year 2024
Ownership fee simple
Community Features buyer approval required pool
Assoc Fee Paid Per monthly
County pinellas
New Construction no
Property Type residential
HOA Y
Attached Garage yes
Subdivision Name harbor spgs of palm harbor
Facing Direction east
Garage Y/N yes
Total Rooms 3
Full Baths 2
Status active
Directions north on alt.19 to harbor springs drive
City palm harbor
Association Name monarch management
Senior Community Y/N no
MLS Area 34683 - palm harbor
Lot Size Units square feet
Lot Size Square Feet 2622
Carport Y/N no
Land Lease Y/N no
Tax Annual Amount 6470.2
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8413891
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 19
Legal Description harbor springs of palm harbor lot 19
Minimum Lease 7 months
Water Access Y/N no
Monthly HOA Amount 562
Water View Y/N no
Flood Zone Code ae
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ExteriorExterior Amenities balcony
Water Source public
Lot Size Area 2622
Foundation Details slab
Building Area Total 2622
Lot Size Acres 0.06
Road Surface Type paved
Private Pool no
Waterfront Y/N no
Covered Spaces 2
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* Excluded FeaturesList Byhomestampabayfl@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,620
- Monthly Property Taxes
- $539
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Palm Harbor, FL
Average List Price $392,936
Percent of Sale Price 6%
About Palm Harbor, FL 59,647 Population
0% Since 2002
$ 57,640 Median Income
51.05 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/10/2025 | $420,000 | -2.33% | Price Down |
| 9/25/2025 | $430,000 | -2.27% | Price Down |
| 8/26/2025 | $440,000 | -2.22% | Price Down |
| 8/7/2025 | $450,000 | | Listed Price |