320 Lane 120 Hamilton Lk Hamilton, IN ^$ 259,900

320 Lane 120 Hamilton Lk

^$ 259,900

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320 Lane 120 Hamilton Lk

Hamilton, IN, 46742

^$ 259,900

Bedrooms3 Baths1.0 Sq 1,492

Monthly Estimate*

^$ 1,621

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Single Family Home for sale in Hamilton, IN

for $259,900 with 3 bedrooms and 1 full bath. This 1,492 square foot home was built in 1900 on a lot size of 0.0895.

Charming Lakefront Retreat in Cold Springs on Hamilton Lake! Enjoy 65 feet of lake frontage and stunning views from this updated 3-bedroom, 1-bath home. The enclosed porch is perfect for morning coffee or evening relaxation while overlooking the water. Inside, the home features tasteful updates throughout and comes fully furnishedâjust bring your suitcase and start enjoying lake life! Additional recent updates include a new roof in 2023, new gutters in 2024, and new water softener in 2023. If you're looking for a lake cottage, this move-in-ready property is a fantastic opportunity to get on Hamilton Lake.

Single Family Active

Price

^$ 259,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,807

Style

Site-Built Home

Lot Size

0.0895

Year Built

1900

Town/City

Hamilton

County/Region

Steuben

MLS | Web ID

202527633

Features

General

Sewer City

Heating Electric

Kitchen Level Main

Cooling Window

Laundry Y/N Main

Fireplaces No

Water Access Type Lakefront

Amenities Ceiling Fan(s) Dryer Hook Up Electric

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1900

New Construction No

Subdivision Cold Springs Cottage Park

Style One and Half Story

Township Otsego

Class RESIDENTIAL

Type Site-Built Home

Age 125

REO No

Status Detail 0

Area Steuben County

Location Lake

High School Hamilton

City Hamilton

School District Hamilton Community

Other Fees Frequency Annually

Total Sq Ft 1492

Elementary School Hamilton

Middle School Hamilton

Legal Description COLD SPRINGS ON LEASED GROUND #162

Virtual Tour https://listing.arthomephoto.com/sites/nxzxzle/unbranded

Agent First Name Gabe

Agent Last Name Cerny

DOM 120

Tax Year 25

Interior

Basement Crawl

HVAC Ceiling Fan

Beds 3

Total Rooms 6

Living Room Width 13

Living Room Length 20

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 3

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 6

2nd Bedroom Length 13

2nd Bedroom Level Upper

2nd Bedroom Width 11

3rd Bedroom Length 12

3rd Bedroom Level Upper

3rd Bedroom Width 13

Exterior

Exterior Vinyl

Water Frontage 65

Pool No

Waterfront Lake

Lot Size Area 3899

Lot Dimensions 60x65

Lot Description Lake

Lake Ski Lake

Waterfront Y/N Yes

* Excluded Features

List By

Gabe Cerny

Listing Agent

Re/Max Results

Broker

realtor@gabecerny.com

Affordability Calculator

$1,772

Per Month

Monthly Principal & Interest: $1,621
Monthly Property Taxes: $151
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Hamilton, IN

Average List Price ^$435,300

Percent of Sale Price 67%

About Hamilton, IN

1,571 Population

12% Since 2002

^$54,276 Median Income

47.54 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235847 Elementary School

5156593 Middle School

Hamilton High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/25/2025	$259,900	-5.46%	Price Down
7/16/2025	$274,900		Listed Price

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320 Lane 120 Hamilton Lk, Hamilton, IN, 46742 is a Single Family Home for sale at $259,900 with 1,492 sqft and a lot size of 0.0895. 320 Lane 120 Hamilton Lk has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 11/16/2025.

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320 Lane 120 Hamilton Lk

Single Family Home for sale in Hamilton, IN

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