235 W Railroad Street Waterloo, IN ^$ 197,000

235 W Railroad Street

^$ 197,000

Back to search

235 W Railroad Street

Waterloo, IN, 46793

^$ 197,000

Bedrooms4 Baths1.0 Sq 1,704

Monthly Estimate*

^$ 1,229

235 W Railroad Street, Waterloo, IN 46793 - Image 1

235 W Railroad Street, Waterloo, IN 46793 - Image 2

235 W Railroad Street, Waterloo, IN 46793 - Image 3

235 W Railroad Street, Waterloo, IN 46793 - Image 4

235 W Railroad Street, Waterloo, IN 46793 - Image 5

235 W Railroad Street, Waterloo, IN 46793 - Image 6

235 W Railroad Street, Waterloo, IN 46793 - Image 7

235 W Railroad Street, Waterloo, IN 46793 - Image 8

235 W Railroad Street, Waterloo, IN 46793 - Image 9

235 W Railroad Street, Waterloo, IN 46793 - Image 10

235 W Railroad Street, Waterloo, IN 46793 - Image 11

235 W Railroad Street, Waterloo, IN 46793 - Image 12

235 W Railroad Street, Waterloo, IN 46793 - Image 13

235 W Railroad Street, Waterloo, IN 46793 - Image 14

235 W Railroad Street, Waterloo, IN 46793 - Image 15

235 W Railroad Street, Waterloo, IN 46793 - Image 16

235 W Railroad Street, Waterloo, IN 46793 - Image 17

235 W Railroad Street, Waterloo, IN 46793 - Image 18

235 W Railroad Street, Waterloo, IN 46793 - Image 19

235 W Railroad Street, Waterloo, IN 46793 - Image 20

235 W Railroad Street, Waterloo, IN 46793 - Image 21

235 W Railroad Street, Waterloo, IN 46793 - Image 22

235 W Railroad Street, Waterloo, IN 46793 - Image 23

235 W Railroad Street, Waterloo, IN 46793 - Image 24

235 W Railroad Street, Waterloo, IN 46793 - Image 25

235 W Railroad Street, Waterloo, IN 46793 - Image 26

235 W Railroad Street, Waterloo, IN 46793 - Image 27

235 W Railroad Street, Waterloo, IN 46793 - Image 28

235 W Railroad Street, Waterloo, IN 46793 - Image 29

235 W Railroad Street, Waterloo, IN 46793 - Image 30

235 W Railroad Street, Waterloo, IN 46793 - Image 31

235 W Railroad Street, Waterloo, IN 46793 - Image 32

235 W Railroad Street, Waterloo, IN 46793 - Image 33

235 W Railroad Street, Waterloo, IN 46793 - Image 34

View a Virtual Tour

Single Family Home for sale in Waterloo, IN

for $197,000 with 4 bedrooms and 1 full bath. This 1,704 square foot home was built in 1910 on a lot size of 0.42.

Welcome Home! You do not want to miss this updated two story, 4 bedroom, 1 bath home. It also features a nice size living room, nice updated kitchen with new appliances and a separate dining area. There's a double lot, so there's plenty of room to expand, build a second garage, pole barn, put in a pool, or just enjoy having a really large yard. There are so many great features here that it's a must see!

Single Family Active

Price

^$ 197,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 595

Style

Traditional

Lot Size

0.42

Year Built

1910

Town/City

Waterloo

County/Region

De Kalb

MLS | Web ID

202525325

Features

General

Sewer Public

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces No

Garage Detached

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1910

New Construction No

Subdivision None

Style Two Story

Township Grant

Class RESIDENTIAL

Type Site-Built Home

Age 115

REO No

Status Detail 0

Dining Room Level Main

Area Dekalb County

High School Dekalb

City Waterloo

School District Dekalb Central United

Architctural Style Traditional

Total Sq Ft 1884

Elementary School Waterloo

Middle School Dekalb

Legal Description OP LOT 156/157

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202525325

Agent First Name Zelda

Agent Last Name Mayers

DOM 153

Tax Year 2024

Interior

Basement Crawl Cellar Partial Basement Unfinished

Beds 4

Total Rooms 9

Dining Room Length 15

Dining Room Width 16

Living Room Width 17

Living Room Length 14

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 4

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 15

2nd Bedroom Length 11

2nd Bedroom Level Upper

2nd Bedroom Width 13

3rd Bedroom Length 12

3rd Bedroom Level Upper

3rd Bedroom Width 18

4th Bedroom Length 10

4th Bedroom Level Main

4th Bedroom Width 13

Basement Material Poured Concrete

Exterior

Exterior Vinyl

Pool No

Garage Length 24

Garage Width 24

Lot Size Area 18295

Lot Dimensions 125X147

Lot Description Corner

Garage Capacity 2.5

Waterfront Y/N No

* Excluded Features

List By

Zelda Mayers

Listing Agent

Century 21 Bradley Realty, Inc

Broker

zeldamayers@gmail.com

Affordability Calculator

$1,279

Per Month

Monthly Principal & Interest: $1,229
Monthly Property Taxes: $50
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Waterloo, IN

Average List Price ^$288,073

Percent of Sale Price 46%

About Waterloo, IN

2,135 Population

-1% Since 2002

^$45,615 Median Income

35.25 Median Age

37% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236830 Elementary School

1236451 Middle School

Dekalb High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/28/2025	$197,000	-6.15%	Price Down
7/24/2025	$209,900	-4.55%	Price Down
7/1/2025	$219,900		Listed Price

Map

More homes like this one

homes for you

See all

235 W Railroad Street, Waterloo, IN, 46793 is a Single Family Home for sale at $197,000 with 1,704 sqft and a lot size of 0.42. 235 W Railroad Street has 4 bedrooms, 1.0 baths, and was built in 1910. The property's zip code is 46793 which is in Waterloo, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/7/2025.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

235 W Railroad Street

Single Family Home for sale in Waterloo, IN

Affordability Calculator

Map

More homes like this one

Get more info about this home