40149 Main Street Waterford, VA $ 1,299,000
40149 Main Street
$ 1,299,000
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40149 Main Street

Waterford, VA, 20197
$ 1,299,000
Bedrooms5 Baths2.1 Sq 2,808

Monthly Estimate*

$ 8,634

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Single Family Home for sale in Waterford, VA

for $1,299,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,808 square foot home was built in 1780 on a lot size of 0.85.

The "Bank House" Circa 1806 Located in the heart of historic Waterford, "The Bank House" is a stunning example of Federal architecture dating back to 1806. Carefully restored over the years, this home retains its original woodworking, hardware, and wide-plank floors while seamlessly incorporating modern comforts. Stepping into the grand foyer, you'll be welcomed by high ceilings and a beautifully crafted staircase. The modern eat-in kitchen, designed for both style and practicality, opens to a mudroom and back porch, creating a bright and airy living space. The large dining room, complete with a wood-burning fireplace, flows into the elegant paneled library with wood stove is the heart of the home. Upstairs, you'll find five spacious bedrooms and two full baths, offering ample room for family and guests. A full walk-up attic provides generous storage space. The beautifully landscaped lot backs to 144 acres of preserved open land with scenic walking trails and a tranquil creek. Enjoy outdoor living on the large side porch or dine al fresco on the stone patio. The property also includes the original spring house and a charming smokehouse, now serving as a garden shed. Located in western Loudoun, this historic treasure offers a peaceful retreat while remaining convenient to local wineries, breweries, and Leesburg. Dulles Airport is just 25 minutes away, and Washington, D.C., is only 30 miles from your doorstep. A rare opportunity to own a piece of history in the quaint village of Water

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Single Family Pending

Price

$ 1,299,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,773

Style

Colonial

Lot Size

0.85

Year Built

1780

Town/City

Waterford

County/Region

Loudoun

MLS | Web ID

VALO2090774

Features
General
Interior Features Breakfast Area Ceiling Fan(s) Kitchen - Country Wood Floors
Sewer Public Sewer
Heating Hot Water
Cooling Central A/C
Possession 0-30 Days CD
Roof Metal
Exterior Features Outbuilding(s)
Zoning CR2
Architectural Style Colonial
Construction Materials Brick Stone
School District LOUDOUN COUNTY PUBLIC SCHOOLS
Year Built 1780
View Pasture
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County LOUDOUN
New Construction N
Property Type Residential
HOA N
Subdivision Name WATERFORD
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status PENDING
Directions GPS
City WATERFORD
Disclosures Historic Property Lead Based Paint - Federal Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 37026.00
Waterfront Y/N N
Tax Annual Amount 9773.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association Y/N N
Price Per Sq Ft Total AG 462.61
Acceptable Financing Cash Conventional
Historic Y/N Y
Vacation Rental Y/N N
Location Type Rural
Standard Status Pending
Year Built Source Assessor
Legal Subdivision TOWN OF WATERFORD
Association Recreation Fee N
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Interior
Heating Fuel Oil
Basement Heated Improved Interior Access Outside Entrance
Flooring Wood
Total Fireplaces 5
Hot Water Electric
Total Stories 4
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2808
Half Baths 1
Central Air Y/N Y
Total Bedrooms 5
Below Grade Finished Area 0
Room Type Living Room Dining Room Kitchen Laundry
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Fencing Fully
Lot Features Backs - Open Common Area Rural
Water Source Well
Type of Parking Driveway
Foundation Details Stone
Water View Y/N N
Lot Size Acres 0.85
Road Surface Type Paved
Lot Size Source Assessor
Land Assessed Value 316600.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 40149
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* Excluded Features
List By
Hunt Country Sotheby's International Realty

Broker

christy.hertel@huntcountrysir.com

Email

Affordability Calculator

$9,448
Per Month
91%
9%
0%
Monthly Principal & Interest
$8,634
Monthly Property Taxes
$814
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.99% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534510 Elementary School
3533432 Middle School
Woodgrove High School High School
Pricing History
DatePricePrice ChangeDescription
3/13/2025$1,299,000 Listed Price

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40149 Main Street, Waterford, VA, 20197 is a Single Family Home for sale at $1,299,000 with 2,808 sqft and a lot size of 0.85. 40149 Main Street has 5 bedrooms, 2.1 baths, and was built in 1780. The property's zip code is 20197 which is in Waterford, VA