Think flooding won't affect you? Don't be so sure. According to FloodSmart.gov, twenty percent of flood claims occur in low-risk zones, and your homeowner's insurance will not cover the damage.
In addition to purchasing flood insurance, you can protect your possessions by planning ahead and using these tips:
Seal Up Leaks and Cracks - Cracks in the foundation and loose shingles on the roof can cause leaks in a home. Leaks weaken structure and create breeding zones for dangerous molds, so make repairs as soon as you notice them. Backed-up water exacerbates leaks, so make sure to clear your gutters before a storm.
Get Battery-Powered - A battery-powered sump pump will actively pump floodwater from your basement after the power goes out, which is detrimental in rising waters.
Relocate and Elevate - Storing valuables upstairs rather than in the basement will protect them from floodwaters. Additionally, FEMA suggests elevating furnaces and water pumps twelve inches above your area's record flood height.