**Bank Owned***. Hugh price reduction reflects concessions by Seller for needed finishing costs.Golden opportunity for the handy buyer. Located in the private, gated community of Rancho Hts, almost new (2008) estate on 2.94 acres.Over 3,980 sqft,huge great room,center court yard w/fireplace,3 car garage.Buyer to verify all aspects of permits, disclosures,HOA rules prior to COE. Sold As-Is,Where-Is.Seller is exempt from certain Disclosures. All offers need to include pre-approval from lender.